Oo, thanks for the tip. Just looked at them and they are a little cheaper with the usual excesses.
* Of course any recommendations for insurance are just that and anyone taking out a policy must do so on their own conviction and only after fully reading the policy wording to check that it is suitable for them. Insurance policies are a chuffing nightmare and there’re good reasons that any professional advisors are governed by the FSA. All I’m after here is a “well we use xxx”